By reading this agreement, and clicking the I AGREE button below, you have read, understood, and agree to the following:


USE OF SITE
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You agree that your use of this web site shall be on an "as is" basis. You agree that your use of this web site is entirely at your risk. Neither your Online Provider, nor any of its affiliated or related companies, agents or subcontractors, officers, directors, or employees, nor any other person associated with the creation or maintenance of this web site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with their use of this web site, including without limitation any direct, indirect, special, third party, or consequential damages. We will not be responsible for any detrimental reliance that you may place upon this web site or its contents.

This web site does not, and is not intended to, provide you with any financial, insurance, legal, healthcare or medical advice. This web site shall not be used, or relied upon by you, as a substitute for your own independent research or for appropriate advice provided to you by a qualified third party professional advisors.

Not all of your Online Provider's products and services may be available in all geographic regions. Nothing on this web site constitutes an offer to buy or sell your Online Provider's products or services. All your Online Provider's products and services shall be subject to the terms and conditions of any applicable agreements.


USER AUTHENTICATION
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In order for your Online Provider to verify a user requesting access to our web site, the web site may prompt the user for certain access information. If the access information entered is confirmed, access will be given to the user without the actual identity of the user being confirmed. The user agrees that the use of this electronic authentication procedure is equivalent legally to the user's written signature.

If your Online Provider in its sole discretion requires additional information or verification before accepting a transaction or transmission, or before granting access to a user, the user agrees to provide such additional information. Your Online Provider reserves the right to restrict or cancel the access of any user to the web site. It is the user's responsibility to keep all access information confidential and to prevent its unauthorized use or disclosure. Your Online Provider may, at its sole discretion, alter, enhance, or amend the type and nature of the access information required to access the web site. Your Online Provider will not be held responsible for any loss or damages which may be incurred by any person as a result of the unauthorized use of access information.